So yesterday after I posted, I decided instead of allowing my attitude to fester, I\’d better confront him and told him how it made me feel that he kept that from me. To me, it seemed sneaky. He assured me he just wasn\’t thinking – and wasn\’t trying to be sneaky and that yeah, at times he thinks he retired in a rush. He\’s got all this time and not enough money as he thought he would have. Last year, during the height of Covid19, we didn\’t go anywhere, do anything. This year is our first year REALLY, living in retirement with our finances and while we are NOT hurting or destitute – it is an eye-opener. We have to watch it.
He apologized for not at least telling me so I could make adjustments to this month\’s budget and savings. I told him to keep his money.
So we\’re looking at cancelling our Gym membership – perhaps our pet insurance – that keeps going up as both Susie and Laydee get older. We have some fluff we can play around with and get rid of. We can do without a few dinners and lunches out.
I was going to do this anyway – but now I will get on the ball and get the house refinanced. I don\’t know if we can now that we\’re retired. I wanted to do that before he retired but it all happened so fast.
He jumped the gun on me with wanting to retire earlier. It cost us, a lot of monthly income I had planned for our retirement. Last year, we went through the retirement togetherness test and we passed and learned how to give each other our space. Looks like 2021 is the year we learn how to overcome the rising costs of gas, food and keep our budget under control so we can still enjoy ourselves.
So we\’re good. You have to talk these things out and I was mostly mad that he kept it from me (it brought up a lot of crap from my first husband) and didn\’t let me know he was going to keep out his pension for his own or else we wouldn\’t have gone out to dinner as much earlier this month as we did.